![]() Combining required terms where several numerical disclosures are the same, for instance, if the “total of payments” equals the “total sale price.” (See the commentary to § 1026.18.)Ĭ. ![]() Adding the creditor's address or telephone number. The prepayment penalty or rebate disclosures. The “filing fees” and “non-filing insurance” disclosures. The credit life and disability insurance disclosures. ![]() The itemization of the amount financed option. The creditor may also delete or, on multi-purpose forms, indicate inapplicable disclosures, such as:Ī. Permissible changes include the addition of the information permitted by § 1026.17(a)(1) and “directly related” information as set forth in the commentary to § 1026.17(a). ![]() Creditors may make several types of changes to closed-end model forms H-1 (credit sale) and H-2 (loan) and still be deemed to be in compliance with the regulation, provided that the required disclosures are made clearly and conspicuously. ![]()
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